Aadhaar Verification API OTP Based & PAN Verification API by Plan Api

In India’s rapidly evolving digital economy, identity verification has become a critical foundation for business operations. From fintech startups and NBFCs to SaaS platforms and HR tech solutions, secure and automated KYC processes are no longer optional – they are a regulatory and trust-driven necessity.

This is where Aadhaar Card Verification APIs and PAN Card Verification APIs play a vital role. They help businesses authenticate user identities in real-time, reduce fraud, and meet compliance requirements without slowing down the onboarding process.

planapi.in, a flagship product of EZYtm Technologies, offers one of India’s most powerful, affordable, and developer-friendly eKYC API platforms, including Aadhaar OTP-based verification APIs and PAN card verification APIs, all accessible under a single wallet with zero subscription fees.

Why Aadhaar and PAN Verification APIs Matter in India

India’s digital ecosystem relies heavily on Aadhaar and PAN as primary identity documents. Regulators, banks, and service providers trust these identifiers because they are government-issued and widely adopted.

For businesses, using an Aadhaar authentication API and a PAN card verify API ensures:

• Accurate customer identification
• Reduced impersonation and identity fraud
• Faster onboarding with minimal manual checks
• Strong compliance with KYC and AML norms

Manual verification is slow, error-prone, and expensive. API-based verification, on the other hand, enables real-time identity validation at scale.

What Is Aadhaar OTP Based Verification?

The Aadhaar Verification API OTP based validates an Aadhaar number by sending a one-time password (OTP) to the mobile number registered with UIDAI. Verification is completed only after the user enters the correct OTP, ensuring explicit user consent.

This method is widely accepted because it is secure, privacy-friendly, and compliant with UIDAI guidelines.

How Aadhaar OTP-Based Verification Works

1. User submits Aadhaar number
   OTP is triggered to the registered mobile number
2. User enters OTP
3. Aadhaar authentication API verifies the details in real time

The result is a fast, accurate, and consent-based Aadhaar card verification API flow.

Benefits of Aadhaar Card Verification API

Using an Aadhaar verification API from planapi.in offers several advantages:

1. User Consent-Based Verification: OTP-based Aadhaar authentication ensures the user is actively involved in the verification process, reducing legal and privacy risks.

2. Real-Time Identity Confirmation: The API delivers instant responses, enabling businesses to verify users in seconds rather than hours or days.

3. High Accuracy with Minimal Friction: Since verification happens directly against official records, the accuracy rate is extremely high, while the user experience remains smooth.

4. Scalable for High-Volume Onboarding: Whether you verify 100 users or 1 million users, planapi.in’s Aadhaar authentication API is built to scale.

Key Features of planapi.in Aadhaar Verification API

planapi.in’s Aadhaar card verification API is designed with developers and businesses in mind.

• OTP-based Aadhaar verification
• UIDAI-compliant authentication flow
• Sub-second API response time
• Clean and secure API architecture
• No monthly subscription fees
• Pay-only-per-hit pricing model
• Fully automated dashboard and reporting

This makes it one of the most cost-effective Aadhaar card verification APIs in India.

Read Also: How to Start Mobile Recharge Business in India?

Understanding the PAN Verification API

While Aadhaar verifies an individual’s identity, PAN is essential for financial and tax-related verification. The PAN card verify API helps businesses validate PAN details instantly against authorised databases.

With planapi.in’s PAN card verify API, businesses can confirm:

• PAN authenticity
• Name associated with the PAN
• Active or inactive PAN status

This is especially important for fintech platforms, lenders, and payment companies handling financial transactions.

How PAN Card Verification API Works

The PAN verification API operates through a simple request-response model:

1. User submits PAN number
2. API checks PAN details against official records
3. The verification response is returned instantly

The process is fully automated and removes the need for manual PAN checks or document uploads.

Benefits of Using PAN Verification API

1. Fraud Prevention: Fake or inactive PANs are a common source of fraud. A PAN card verification API eliminates this risk early.

2. Faster Financial Onboarding: Instant PAN verification reduces onboarding delays for customers and partners.

3. Regulatory Compliance: PAN verification is essential for compliance with KYC, AML, and tax regulations in India.

4. Seamless Integration: planapi.in’s PAN card verification API integrates easily into existing systems and workflows.

Why Combine Aadhaar Verification API and PAN Verification API?

Using Aadhaar and PAN card verification APIs together creates a strong, multi-layered KYC framework.

Key Advantages of Combined Verification

• Stronger identity assurance
   
• Reduced risk of duplicate or fake accounts
   
• Improved compliance with RBI and government guidelines
   
• Faster customer onboarding with higher approval rates

For businesses operating at scale, this combination significantly improves trust and operational efficiency.

Read Also: What is B2B Recharge Software?

Why planapi.in Is the Preferred eKYC API Platform

Among the many verification API providers in India, planapi.in stands out due to its pricing, performance, and flexibility.

1. All APIs Under One Wallet

Access Aadhaar authentication API, PAN card verification API, and dozens of other verification services from a single wallet.

2. Zero Subscription Cost

Unlike many competitors, planapi.in does not charge monthly or setup fees. You pay only per successful API hit.

3. Developer-Friendly Platform

• Clear documentation
• Sample codes
• Testing console
• Easy dashboard management

4. High Accuracy and Stable Infrastructure

planapi.in is built for reliability, offering consistent performance even during high traffic volumes.

5. Affordable Pricing for Indian Businesses

It is one of the most economical Aadhaar and PAN verification API platforms in India, making it ideal for startups and enterprises alike.

Industries That Benefit from Aadhaar & PAN Card Verification APIs

planapi.in’s verification APIs are widely used across multiple sectors:

• Fintech & NBFCs: For customer onboarding, loan approvals, and compliance checks.
• Lending Platforms: To verify borrower identity and reduce credit risk.
• Wallets & Payment Apps: For secure user verification and fraud prevention.
• HR & Employee Verification: To validate employee identity during hiring.
• Edtech Platforms: For student onboarding and identity validation.
• SaaS Platforms: For secure access control and customer verification.

Future-Ready Identity Verification with planapi.in

As India moves deeper into digital governance and paperless processes, demand for fast, secure, and scalable verification APIs will continue to grow. Businesses that invest in reliable KYC infrastructure today will gain a competitive edge tomorrow.

planapi.in, powered by EZYtm Technologies, delivers a future-ready solution through its Aadhaar Verification API and PAN card verify API – all designed to scale with your business.

Conclusion

In a digital-first India, identity verification is the foundation of trust. With increasing regulatory scrutiny and rising fraud risks, businesses need a verification platform that is accurate, fast, and affordable.

planapi.in offers one of India’s best Aadhaar and PAN card verification APIs, combining speed, compliance, and cost efficiency under a single platform.

Whether you are a startup or an enterprise, planapi.in empowers you to build secure, scalable, and compliant onboarding journeys – without complexity or hidden costs.